Reliance Home Finance Ltd logo

Reliance Home Finance Ltd (RHFL) share fundamentals

FinancialsHome Financingmicro-capNSE / BSE

Reliance Home Finance Ltd is a micro-cap company in Financials (Home Financing) with a market capitalisation of ₹67 crore. Here is where it stands on valuation, profitability, debt and growth as of 5 November 2026, and how it compares with the median Financials company.

Share price₹1.39
Market cap₹67 crore
PE ratio-16.49x
ROCE183.1%
Debt / equity—
1-year return-56.4%

Financial health score

70.2
Healthy

Out of 100, across five pillars of reported fundamentals.

Profitability100
Debt & solvency64
Valuation33
Growth100
Governance50

What stands out

Reliance Home Finance Ltd vs the Financials median

MetricRHFLSector median
PE ratioprice paid for each rupee of yearly profit-16.49x13.24xBetter
Price to bookprice against the book value of assets-0.91x1.07xBetter
EV / EBITDAbusiness value against operating profit5.66x24.82xBetter
Dividend yieldyearly dividend as a share of price—0.9%
Return on equityprofit on shareholders’ money—4.8%
ROCEprofit on all capital employed183.1%3.4%Better
Net profit marginprofit kept from each rupee of sales85%12.4%Better
Debt to equityborrowing against shareholders’ money—0.07x
Interest coveragehow many times profit covers interest—6.79x
Current ratioshort-term assets against short-term dues1.61x2.29xWeaker
Revenue growth (1Y)change in sales over a year3,133%10%Better
EPS growth (1Y)change in earnings per share over a year814.3%4.9%Better
Promoter holdingshare owned by the founders or parent0.7%54.6%Weaker
Promoter pledgepromoter shares pledged as loan security0%0%In line
Betahow much it moves with the market1.841.02
1-year returnshare price change over 52 weeks-56.4%-12.8%
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Frequently asked questions

What is the PE ratio of Reliance Home Finance Ltd?

Reliance Home Finance Ltd trades at a PE of -16.49x as of 5 November 2026, against a Financials median of 13.24x. PE is the price paid for each rupee of yearly profit.

Is Reliance Home Finance Ltd debt free?

Debt data is not available for Reliance Home Finance Ltd.

What is the ROCE and ROE of Reliance Home Finance Ltd?

Reliance Home Finance Ltd has a return on capital employed of 183.1% and a return on equity of —. The Financials medians are 3.4% and 4.8%.

What is the DecideChart health score of Reliance Home Finance Ltd?

Reliance Home Finance Ltd scores 70.2 out of 100, graded Healthy. The score weighs profitability, debt, valuation, growth and governance from the company’s reported numbers. It is a research aid, not a recommendation.

Should I buy Reliance Home Finance Ltd shares?

DecideChart does not give buy or sell tips and is not linked to SEBI, BSE or NSE. Use these numbers for your own research, compare Reliance Home Finance Ltd with its Financials peers, and consult a SEBI-registered adviser before investing.

Fundamentals from a public market-data screener, as of 5 November 2026. Figures can lag company filings. DecideChart is AI-based, not linked to SEBI, BSE or NSE, and does not give investment advice.