Muthoot Finance Ltd (MUTHOOTFIN) share fundamentals
Muthoot Finance Ltd is a large-cap company in Financials (Consumer Finance) with a market capitalisation of ₹1.09 lakh crore. Here is where it stands on valuation, profitability, debt and growth as of 5 November 2026, and how it compares with the median Financials company.
Financial health score
Out of 100, across five pillars of reported fundamentals.
What stands out
- Debt/equity 3.82x — heavily leveraged
- Current ratio 0.49 — short-term liabilities exceed current assets
- ROE 30.4%
- Negative free cash flow
- Revenue up 54.3% YoY
Muthoot Finance Ltd vs the Financials median
| Metric | MUTHOOTFIN | Sector median | |
|---|---|---|---|
| PE ratioprice paid for each rupee of yearly profit | 10.27x | 13.24x | Better |
| Price to bookprice against the book value of assets | 2.74x | 1.07x | Weaker |
| EV / EBITDAbusiness value against operating profit | 17.2x | 24.82x | Better |
| Dividend yieldyearly dividend as a share of price | 1.1% | 0.9% | Better |
| Return on equityprofit on shareholders’ money | 30.4% | 4.8% | Better |
| ROCEprofit on all capital employed | 8.7% | 3.4% | Better |
| Net profit marginprofit kept from each rupee of sales | 33.9% | 12.4% | Better |
| Debt to equityborrowing against shareholders’ money | 3.82x | 0.07x | Weaker |
| Interest coveragehow many times profit covers interest | — | 6.79x | |
| Current ratioshort-term assets against short-term dues | 0.49x | 2.29x | Weaker |
| Revenue growth (1Y)change in sales over a year | 54.3% | 10% | Better |
| EPS growth (1Y)change in earnings per share over a year | 98.6% | 4.9% | Better |
| Promoter holdingshare owned by the founders or parent | 73.3% | 54.6% | Better |
| Promoter pledgepromoter shares pledged as loan security | 0% | 0% | In line |
| Betahow much it moves with the market | 0.99 | 1.02 | |
| 1-year returnshare price change over 52 weeks | -10.8% | -12.8% |
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What is the PE ratio of Muthoot Finance Ltd?
Muthoot Finance Ltd trades at a PE of 10.27x as of 5 November 2026, against a Financials median of 13.24x. PE is the price paid for each rupee of yearly profit.
Is Muthoot Finance Ltd debt free?
No. Muthoot Finance Ltd has a debt-to-equity ratio of 3.82x, against a Financials median of 0.07x.
What is the ROCE and ROE of Muthoot Finance Ltd?
Muthoot Finance Ltd has a return on capital employed of 8.7% and a return on equity of 30.4%. The Financials medians are 3.4% and 4.8%.
What is the DecideChart health score of Muthoot Finance Ltd?
Muthoot Finance Ltd scores 65.5 out of 100, graded Fair. The score weighs profitability, debt, valuation, growth and governance from the company’s reported numbers. It is a research aid, not a recommendation.
Should I buy Muthoot Finance Ltd shares?
DecideChart does not give buy or sell tips and is not linked to SEBI, BSE or NSE. Use these numbers for your own research, compare Muthoot Finance Ltd with its Financials peers, and consult a SEBI-registered adviser before investing.
Fundamentals from a public market-data screener, as of 5 November 2026. Figures can lag company filings. DecideChart is AI-based, not linked to SEBI, BSE or NSE, and does not give investment advice.